7 Star Energy Rating (Seven Star)
The minimum NatHERS star rating — also referred to as the Seven Star standard — required for new residential dwellings under the National Construction Code 2022, which came into effect in Queensland in May 2024. Properties built before this date are not required to meet the 7 Star standard, though many designed well homes in Noosa's climate can achieve or exceed it through good passive design. Buyers of new builds or house-and-land packages should confirm the 7 Star NatHERS rating as part of due diligence and ask for the energy assessment report. For renovation projects, achieving 7 Stars is not mandatory on existing homes but increasingly relevant for energy costs, liveability and resale appeal as buyer awareness of energy performance grows.
RPEQ (Registered Professional Engineer of Queensland)
The formal designation for a professional engineer registered under the Professional Engineers Act 2002 (Qld). Only RPEQs can certify engineering work in Queensland — structural designs, geotechnical reports, and engineering certificates must be signed by a registered professional engineer to be accepted by building certifiers and local councils. When reviewing an engineer's report or engineering certificate on a property you are purchasing, confirm the document is signed and stamped by an RPEQ. Documents prepared by unregistered persons — regardless of their qualifications or experience — have no legal standing in Queensland and cannot be used for building approvals or certifications. The RPEQ register is publicly searchable through Engineers Australia and the Queensland government.
Sarking
A reflective foil laminate or breathable membrane installed immediately beneath roof cladding (tiles or metal) to reduce radiant heat transfer into the roof space and provide a secondary barrier against water ingress. In Queensland's climate, sarking under a metal roof (particularly a dark coloured one) significantly reduces the amount of radiant heat that enters the roof space, lowering ceiling space temperatures and reducing the cooling load on the home. Sarking also acts as a condensation barrier in some roof assemblies. It is mandatory under the NCC for certain roof types and climate zones, but many older Queensland homes were built without it. When a building inspector accesses the roof space, sarking presence and condition should be noted. Retrofitting sarking is possible during a roof replacement and is a cost effective thermal upgrade on older homes. See also: Insulation R-Value, Subfloor Ventilation, Climate Zone 2.
Search Bundle
The package of searches and inquiries carried out by a solicitor or conveyancer during the due diligence and conveyancing process. A typical search bundle for a Queensland property purchase includes: a title search, registered plan, land tax clearance certificate, rates search, water and sewerage search, heritage search, contaminated land search and body corporate records search (for units). Additional searches may be ordered depending on the property, including flood searches, planning searches, building and plumbing records searches and QBCC searches. The cost and composition of a search bundle varies depending on the property type and location.
Section J (NCC Energy Efficiency Provisions)
The section of the National Construction Code covering energy efficiency requirements for buildings. For residential buildings, Section J (now Part H6 in NCC 2022) sets minimum standards for insulation, glazing, sealing, lighting and services such as hot water and air conditioning. Compliance can be demonstrated through a NatHERS thermal performance assessment or a deemed-to-satisfy pathway following prescriptive requirements. Relevant for buyers assessing new builds or significant renovations — a compliant Section J report should be available as part of the building approval documentation.
Self Assessable Work
A term previously used under the Sustainable Planning Act 2009 (now superseded) to describe development that could be carried out without approval, provided it met certain requirements. Under the current Planning Act 2016 (Qld), this category has been replaced by accepted development and accepted development subject to requirements. The term may still appear in older planning documents or reports. Buyers reviewing historical approvals or older planning advice should be aware that the terminology has changed.
Selling Agent / Vendor's Agent
The real estate agent appointed by the seller under a Form 6 to market and sell the property on their behalf. The selling agent's legal obligation is to act in the vendor's best interest, not the buyer's. Their commission is typically calculated as a percentage of the sale price, which means a higher sale price benefits both the agent and the vendor. This is not a criticism of selling agents, it is simply the structure of the relationship. Understanding whose interests the selling agent represents helps buyers make sense of why independent representation through a buyer's advocate matters.
Serviceability
A lender's assessment of a borrower's ability to meet loan repayments based on their income, existing debts and living expenses. Lenders apply a serviceability buffer, typically 3% above the current interest rate, to test whether the borrower could still meet repayments if interest rates rise. Serviceability is one of the primary factors that determines how much a buyer can borrow, alongside deposit size and credit history. A buyer may have significant assets but still fail a serviceability assessment if their income is insufficient to service the proposed debt. Buyers should discuss serviceability with their mortgage broker early in the property search.
Setbacks
The minimum distances that must be maintained between a building or structure and the property boundaries. Importantly, setbacks are measured to the outermost projection (OMP) of the structure — not the wall face. Eaves, balconies, pergolas, roof overhangs and other projecting elements all count toward the setback calculation, even if the wall itself complies. Setbacks are specified in the relevant zone code or overlay code of the planning scheme and vary depending on the zone, lot size and type of structure. In the Noosa region, front, side and rear setbacks all apply, and additional setbacks may be required near waterways, roads, bushland or other sensitive features. Understanding the applicable setbacks — and what counts as the OMP — is essential for buyers planning any building work, as structures that do not meet setback requirements will require a development approval or, if already built, may be considered unapproved.
Full guide: Setbacks →
Settlement
The final step in the purchase process, when ownership officially transfers, the balance of the purchase price is paid and keys are handed over. Typically 30–90 days after signing in Queensland.
Settlement Period
The agreed time between signing the contract and settlement. In Queensland this is commonly 30–60 days, although longer or shorter periods can be negotiated depending on the circumstances of both parties.
Shading Design
The use of eaves, pergolas, screens, awnings, louvres and landscaping to control solar heat gain through windows and on external walls. Effective shading blocks the high summer sun while allowing the lower winter sun to penetrate and warm interior spaces. In Noosa's subtropical climate, shading is one of the most important passive design tools — correctly designed eaves on north facing windows can dramatically reduce cooling loads without sacrificing natural light. Buyers should assess the depth of eaves, the presence of external shading on west facing windows (where afternoon sun is most intense), and whether existing vegetation provides effective shading of the building.
Shared Pontoon
A pontoon shared between two or more neighbouring waterfront properties, or managed as part of a body corporate in a canal estate. Common in Noosa Waters and some Noosaville canal precincts. Shared pontoons typically involve a cost-sharing arrangement for maintenance and the MSQ waterway licence. Buyers should confirm how the sharing arrangement is documented, what the ongoing cost obligations are, and whether the arrangement is legally binding on future owners, informal arrangements between neighbours can become contentious when ownership changes.
Short Stay Accommodation Area
A designation under the Noosa Plan that identifies where short stay letting (including Airbnb and holiday rentals) is permitted as of right. Properties outside a designated Short Stay Accommodation Area may not be legally let on a short stay basis without a separate development approval, and approval is not guaranteed. This is one of the most commonly misunderstood planning rules in Noosa. Buyers purchasing with short stay income in mind must confirm the property sits within a Short Stay Accommodation Area before committing. The fact that a property has previously been listed on Airbnb does not confirm it is lawfully permitted to operate as short stay accommodation.
Short Stay Letting (Short Term Rental / Holiday Letting)
The use of a residential property for paid accommodation for periods typically under 30 days, facilitated through platforms such as Airbnb, Stayz and similar services. In Noosa Shire, short stay letting is governed by a local law adopted in October 2021 and effective from February 2022. All properties operating as short stay letting require a one-off Council approval under the local law, plus annual renewal — regardless of whether planning scheme approval also exists. Approval depends on zoning, the property's specific development approval, body corporate by-laws (for units), and compliance with Council's code of conduct requirements including a local contact person for complaints. Buyers purchasing with short stay income in mind must verify both that planning approval exists for the specific property and that a current local law approval is held. A property currently listed on Airbnb is not necessarily lawfully approved. Body corporate by-laws can also prohibit short stay letting entirely regardless of Council approval. Where the owner resides on the property during every stay, the relevant Council term is Home Hosted Accommodation. See also: Short Stay Accommodation Area, Home Hosted Accommodation, Body Corporate, Development Approval.
Full guide: Short Stay Accommodation in Noosa →
Show Cause Notice
A formal notice issued by a local government under the Planning Act 2016 advising a property owner that a potential breach of the planning scheme or development approval has been identified, and inviting the owner to show cause why enforcement action should not be taken. A Show Cause Notice is typically the step before an Enforcement Notice and gives the recipient an opportunity to respond, provide information or take corrective action before council makes a formal enforcement decision. Buyers should check whether any Show Cause Notices have been issued against a property as part of their council search during due diligence.
Site Classification (AS2870)
The formal assessment of a building site's soil reactivity under Australian Standard AS2870, used to determine minimum footing and slab requirements for residential construction. Classifications range from Class A (stable, non-reactive ground — typically sand, rock or non-reactive clay) through Classes S (slightly reactive), M (moderately reactive), H1 and H2 (highly reactive), E (extremely reactive) to Class P (problem sites, which include filled ground, loose sands, soft clays, aggressive soils, and sites subject to flooding or landslip — requiring individual geotechnical design). The site classification is not a fixed property of the land — it can change if the moisture regime changes or if fill is placed. For any property where construction or significant renovation is planned, the site classification should be confirmed by a geotechnical investigation, not assumed from neighbouring properties or general area knowledge.
Site Cover
The proportion of a lot that can be covered by roofed structures, expressed as a percentage of the total site area. Site cover limits are set out in the relevant zone code and are intended to preserve open space, manage stormwater runoff and maintain the character of residential areas. In the Noosa region, site cover limits vary by zone and lot size. Buyers planning significant additions or new dwellings should check the applicable site cover limit early in the planning process, as it can constrain the footprint of what can be built.
Smoke Alarm Compliance (QLD)
Queensland has mandatory smoke alarm requirements under the Fire and Emergency Services Act 1990 and associated regulations. Since 2022, all dwellings being sold or leased must have interconnected photoelectric smoke alarms installed in every bedroom, in hallways connecting bedrooms to the rest of the dwelling, and on each storey. Alarms must be less than 10 years old and in working order. Sellers are required to lodge a Form 24 statutory declaration confirming smoke alarm compliance at settlement. Buyers should confirm compliance before settlement as non-compliant alarms become the buyer's responsibility to rectify after settlement, and non-compliance can affect insurance coverage in the event of a fire.
Soil Test (Geotechnical Investigation)
An assessment of the ground conditions on a site to determine the soil type, reactivity classification, bearing capacity and suitability for construction. A residential soil test under AS2870 typically involves drilling or excavating test holes, collecting soil samples, and laboratory analysis to classify the site and recommend appropriate footing types. Soil testing is required before designing footings for any new dwelling or significant structure. It is also advisable — and sometimes essential — when buying a property with development potential, on steeply sloping sites, on filled land, or in areas known for reactive soils or poor ground conditions. In Noosa's hinterland, soil conditions can vary significantly over short distances, and a soil test on the actual lot is always more reliable than assuming conditions from a neighbouring property.
Solar Heat Gain Coefficient (SHGC)
A measure of how much solar radiation passes through a window or glazing system, expressed as a number between 0 and 1. A lower SHGC means less solar heat is transmitted through the glass — useful for reducing cooling loads on west and north facing windows in a warm climate like Noosa. A higher SHGC allows more solar heat in, which is beneficial in cooler climates where passive solar heating is a priority. Low-E glass coatings typically reduce SHGC significantly while still allowing visible light through. When comparing window specifications for a new build or renovation in Noosa's subtropical climate, a lower SHGC on west facing windows is generally preferable. SHGC is distinct from the insulating value of glass (measured by U-value) — a window can have low SHGC and still have poor thermal insulation. See also: Low E Glass, Double Glazing, Window-to-Wall Ratio (WWR), Solar Orientation.
Solar Orientation
The positioning of a building on its site relative to the sun's path, to maximise beneficial solar access in winter and minimise heat gain in summer. In Australia, north facing living areas, bedrooms and glazing receive the most controllable sunlight — low in winter when warmth is welcome, high in summer when it can be shaded by eaves. East facing aspects receive gentle morning sun; west facing aspects receive intense afternoon sun and are the most challenging to manage thermally. South facing aspects receive no direct sun year round. In Noosa's subtropical climate, avoiding unshaded west facing glass is particularly important for thermal comfort. Buyers should note a property's orientation early in their assessment.
Solar PV System (Solar Panels)
A rooftop photovoltaic system that converts sunlight into electricity. Solar PV is highly effective in Noosa's sunny subtropical climate and can significantly reduce or eliminate grid electricity costs when sized appropriately. Buyers of homes with existing solar should confirm the system size (kilowatts), age, inverter condition, feed-in tariff arrangement and whether a battery is installed or the system is battery ready. Older systems may have legacy feed-in tariff contracts that transfer with the property. New builds without solar should confirm the roof structure and orientation are suitable for future installation. Solar PV systems require occasional maintenance and inverter replacement over their lifespan.
Solicitor
A qualified lawyer who can provide legal advice and conduct conveyancing on behalf of a property buyer. In Queensland, both solicitors and licensed conveyancers can manage the transfer of property, but a solicitor can also advise on broader legal issues arising from a purchase, including contract disputes, easement implications, development agreements and trust or company structures. For complex purchases involving rural land, heritage overlays, unusual title conditions or significant encumbrances, a solicitor is generally preferable to a conveyancer. Engagement before signing the contract, not after, is strongly recommended.
Source of Funds
The origin of the specific money being used in a property transaction — for example, savings, the sale of another property, an inheritance, a loan or a gift. Under Australia's new AML/CTF laws from 1 July 2026, real estate professionals may be required to ask buyers where their purchase funds are coming from as part of Customer Due Diligence. This question is not a judgment about the buyer's legitimacy — it is a legal requirement designed to ensure that property transactions cannot be used to move illicit funds through the market. Buyers who are unable or unwilling to explain the source of their funds may find that a real estate professional cannot legally proceed with the engagement. See also:
AML/CTF, Customer Due Diligence, Enhanced Due Diligence, Source of Wealth, Beneficial Owner.Full guide: New Property Laws 2026 →
Source of Wealth
A broader concept than Source of Funds — it refers to how a person has accumulated their overall wealth, not just where the money for a specific transaction is coming from. Source of wealth questions are typically only asked in Enhanced Due Diligence situations, such as transactions involving large sums, foreign buyers, politically exposed persons (PEPs) or complex ownership structures. A buyer may be asked to explain how they built their wealth — through business, employment, investment or inheritance — along with supporting documentation. While this can feel intrusive, it is a legal requirement under Australia's AML/CTF laws in higher-risk circumstances. See also:
AML/CTF, Source of Funds, Enhanced Due Diligence, Politically Exposed Person, Customer Due Diligence.Full guide: New Property Laws 2026 →
Stamp Duty
Transfer duty in Queensland is calculated on the purchase price or market value. First home buyers may be eligible for concessions. Use the Queensland Revenue Office calculator for an accurate estimate before committing to a purchase price.
Full guide: Transfer Duty (Stamp Duty) →
Storm Surge Zone
An area identified as being at risk of inundation from storm surge — the temporary rise in sea level caused by the strong winds and low atmospheric pressure associated with tropical cyclones or severe storms. Storm surge can push large volumes of seawater well inland, posing a significant risk to low-lying coastal properties. In Queensland, storm surge zones are mapped by state and local authorities and are referenced in planning schemes as a coastal hazard overlay. Properties within a storm surge zone may face restrictions on development, building heights and floor levels, and may have implications for insurance availability and premiums. Noosa's coastal and lakeside properties, particularly in low-lying areas adjacent to the ocean and Noosa River, should be checked for storm surge zone designation. See also: Coastal Hazard Area, Erosion Prone Area, Flood Resilient Design.
Stormwater Management
The planning and infrastructure systems that collect, direct and treat rainwater runoff from roofs, driveways, roads and hard surfaces. In urban areas, stormwater is typically directed to the kerb and channel system, street drains and ultimately to waterways. Poor stormwater management on a property — inadequate drainage, blocked or damaged pipes, improperly graded surfaces — can cause water to pool or penetrate buildings after heavy rain. In Noosa's high-rainfall subtropical climate, stormwater performance is an important due diligence item, particularly for properties in low-lying areas, on sloping blocks or adjacent to waterways. Buyers should ask building inspectors to assess drainage on site and check whether any recent earthworks or additions have affected natural drainage patterns. Development approvals for new builds and additions typically include stormwater management conditions. See also: Flooding Terms, WSUD, Rainwater Harvesting.
Strata Title
Individual ownership of a lot, such as an apartment or unit, within a larger building or complex. Owners share the common property and contribute to body corporate fees for its upkeep.
Structural Engineer
A registered professional engineer (RPEQ) who designs and certifies the structural elements of buildings and other structures — including footings, slabs, frames, retaining walls and connections. Structural engineers are engaged at multiple stages of a property transaction. During due diligence, they can assess structural concerns identified in a building inspection, such as cracking, movement or footing distress, and provide a written report on the cause and recommended remediation. During design, they size and specify the structural elements of a new build or renovation. During construction, they inspect and certify critical stages of work. When buying an older property — particularly one that has been extended, altered, or sits on a challenging site — an independent structural engineer's assessment during due diligence can identify issues that a general building inspector may flag but cannot formally evaluate.
Subfloor Ventilation
The system of vents and airflow beneath a suspended timber floor that prevents moisture buildup and mould growth in the subfloor cavity. Critical in Noosa's humid subtropical climate where moisture accumulates readily under elevated homes. Inadequate subfloor ventilation is one of the most common issues found in building inspections across the Sunshine Coast region and can lead to timber rot, termite activity and mould — sometimes without visible signs from inside the home. Buyers of older Queensland homes, which are commonly elevated on timber stumps, should specifically ask building inspectors to assess subfloor ventilation, moisture levels and evidence of previous water ingress.
Subject to Building and Pest
A contract condition allowing the buyer to arrange professional inspections of the property. If significant structural issues, safety concerns or termite damage are identified, the buyer may negotiate repairs, request a price reduction or terminate the contract.
Subject to Finance
Another way of describing a finance clause. A contract "subject to finance" means the buyer can withdraw from the purchase if their lender does not provide formal loan approval by the specified date.
Subsidence
The downward movement of the ground surface, typically caused by soil compression, moisture change, consolidation of fill, extraction of groundwater, or the decay of organic material in the soil. Subsidence can cause cracking to walls and slabs, doors and windows that stick or rack out of square, and in severe cases, structural failure of footings and floors. In Noosa, subsidence risk is highest on properties built on filled ground, on reactive clay soils subject to significant moisture variation, in low-lying areas with high water tables, and on hinterland sites with steep slopes or unconsolidated fill. Early signs of subsidence include diagonal cracking from window and door corners, uneven floors, and gaps opening between structural elements. A structural engineer or geotechnical engineer should be consulted if subsidence is suspected — the cause must be identified before remediation can be designed and costed.
Sunset Clause
A provision in a contract, most common in off the plan purchases, that allows either party to cancel if settlement has not occurred by a specified date. Buyers should understand the sunset date and what happens to their deposit if the clause is triggered.
Suspicious Matter Report (SMR)
A formal report that a real estate professional is legally required to file with AUSTRAC when they suspect a transaction or client behaviour may be connected to money laundering, terrorism financing or other serious financial crime. Triggers for an SMR include: evasiveness about identity or source of funds; use of cash in unusually large amounts; complex or opaque ownership structures with no apparent legitimate purpose; and pressure to complete a transaction unusually quickly. Importantly, filing an SMR does not mean the professional believes the buyer is definitely doing anything wrong — it is a legal obligation to report suspicion. The tipping-off offence makes it illegal for a real estate professional to tell you that an SMR has been filed about you. See also:
AML/CTF, AUSTRAC, Tipping-Off Offence, Customer Due Diligence.Full guide: New Property Laws 2026 →
Swing Mooring
A mooring system consisting of a buoy or float anchored to the bed of a waterway by a chain and sinker, to which a vessel is tied. Swing moorings are distinct from pile moorings and pontoon berths, the vessel swings freely around the buoy with wind and current, requiring adequate clearance from surrounding vessels and structures. In Queensland, swing moorings on tidal waterways require approval from Maritime Safety Queensland, and the number of approved moorings in any given area is regulated. Buyers purchasing a property with an existing swing mooring should confirm the mooring has a current MSQ approval and that the approval can be transferred to the new owner.